Cybertrack Lease Index
What a Cybertruck actually costs to lease in 2026, by state
As of July 24, 2026, New Hampshire is the cheapest state to lease a Cybertruck at $1,116/mo all-in, and Maryland is the priciest at $1,290/mo — same truck, same terms, a $174/mo spread driven entirely by state taxes and fees. Here's every state, calibrated to Tesla's own calculator.
As of July 24, 2026 · Premium AWD · 36-mo · 10,000 mi/yr · $5,000 down · no incentives
Cheapest states to lease
Priciest states to lease
The base lease — Tesla's money factor and residual — is national. What moves the number is where you register the truck: no-sales-tax states like New Hampshire and Montana sit at the bottom, while full-price-tax states and high registration fees push the top. A few states (New Jersey, for example) collect the lease tax up front at signing, so their monthly payment looks low while the cost is really in the due — which is why this ranks states by the all-in cost, not the sticker payment.
Want the number for your exact ZIP, down payment, and mileage? Run it on Lease Watch — ZIP-accurate across all 50 states. Buying instead? See the Cybertruck Buy Index →
Every state
All 47 leaseable states, ranked
| # | State | Monthly payment | Due at signing | All-in / mo | Lease tax |
|---|---|---|---|---|---|
| 1 | New Hampshire | $956 | $6,686 | $1,116 | 0% |
| 2 | Montana | $956 | $7,083 | $1,127 | 0% |
| 3 | South Carolina | $972 | $6,732 | $1,132 | 0.63% |
| 4 | Alaska | $956 | $7,334 | $1,134 | 0% |
| 5 | Hawaii | $956 | $7,416 | $1,136 | 0% |
| 6 | Alabama | $978 | $6,950 | $1,144 | 2.25% |
| 7 | Oregon | $969 | $7,669 | $1,155 | 0.5% |
| 8 | North Carolina | $985 | $7,207 | $1,158 | 3% |
| 9 | South Dakota | $1,004 | $6,898 | $1,167 | 4% |
| 10 | Mississippi | $1,004 | $6,959 | $1,170 | 5% |
| 11 | Georgia | $956 | $8,980 | $1,179 | 7% |
| 12 | Kentucky | $1,014 | $7,009 | $1,180 | 6% |
| 13 | Idaho | $1,014 | $7,030 | $1,181 | 6% |
| 14 | West Virginia | $1,004 | $7,391 | $1,182 | 5% |
| 15 | Massachusetts | $1,016 | $7,159 | $1,187 | 6.25% |
| 16 | North Dakota | $1,016 | $7,224 | $1,188 | 5% |
| 17 | Rhode Island | $1,023 | $7,068 | $1,191 | 7% |
| 18 | Michigan | $1,014 | $7,379 | $1,191 | 6% |
| 19 | Vermont | $1,009 | $7,678 | $1,194 | 6% |
| 20 | Indiana | $1,023 | $7,269 | $1,197 | 7% |
| 21 | Tennessee | $1,023 | $7,314 | $1,198 | 7% |
| 22 | Kansas | $1,028 | $7,159 | $1,198 | 7.5% |
| 23 | Florida | $1,023 | $7,433 | $1,201 | 7% |
| 24 | Illinois | $1,030 | $7,243 | $1,203 | 6.25% |
| 25 | New Mexico | $1,030 | $7,316 | $1,205 | 7.75% |
| 26 | Iowa | $1,016 | $7,884 | $1,206 | 5% |
| 27 | Nevada | $1,036 | $7,182 | $1,207 | 8.38% |
| 28 | Ohio | $1,051 | $6,768 | $1,210 | 8% |
| 29 | Utah | $1,032 | $7,505 | $1,212 | 7.95% |
| 30 | Connecticut | $1,030 | $7,622 | $1,214 | 7.75% |
| 31 | Missouri | $1,037 | $7,414 | $1,214 | 8.41% |
| 32 | New York | $1,061 | $6,756 | $1,220 | 8.88% |
| 33 | Colorado | $1,044 | $7,380 | $1,220 | 9.15% |
| 34 | Wyoming | $1,004 | $8,819 | $1,221 | 5% |
| 35 | New Jersey | $956 | $10,508 | $1,222 | 6.63% |
| 36 | Virginia | $1,059 | $6,968 | $1,223 | 4.15% |
| 37 | Louisiana | $1,054 | $7,690 | $1,239 | 10.25% |
| 38 | Maine | $1,021 | $8,872 | $1,240 | 5.5% |
| 39 | Washington | $1,062 | $7,510 | $1,241 | 11.05% |
| 40 | Pennsylvania | $1,062 | $7,718 | $1,246 | 11% |
| 41 | Arizona | $1,043 | $8,597 | $1,253 | 9.1% |
| 42 | California | $1,050 | $8,428 | $1,255 | 9.75% |
| 43 | Washington, D.C. | $1,054 | $8,318 | $1,256 | 10.25% |
| 44 | Delaware | $975 | $11,375 | $1,264 | 1.99% |
| 45 | Minnesota | $1,063 | $8,383 | $1,266 | 9.03% |
| 46 | Texas | $1,111 | $7,242 | $1,281 | 6.25% |
| 47 | Maryland | $1,117 | $7,348 | $1,290 | 6.5% |
Tax coverage
Every state has a verified rate — checked against Tesla where tax varies by ZIP, against each state's DOR everywhere else
We serve a verified rate for every US ZIP (40,903). Of the 17,432 in the 18 states where tax varies by ZIP, 17,410 (99%) carry a rate confirmed against Tesla's live checkout — verified by cluster-triangulation from 2,573 direct reconciliations, with 699 per-ZIP corrections where Tesla and the tax tables diverged (all within ±0.5pp of Tesla). Every ZIP in the rest of the country rides one verified statewide rate — exact because the tax doesn't vary by ZIP. Buy/registration tax follows a separate per-state track. As of 2026-07-20.
Methodology
How this is built
Each state is the same Cybertruck Premium AWD lease — 36 months, 10,000 mi/yr, $5,000down, no incentives — computed from Tesla's live national lease program (money factor and residual) and the state's lease tax and registration treatment. The tax engine is calibrated against Tesla's own fees-and-taxes calculator. All-in / mo is the true cost — every payment, all taxes and fees, and the $5,000 down — averaged over the 36-month term, so states that tax up front are compared fairly against states that tax each payment. ZIP-rated states are computed at their largest metro; local rates vary. Nebraska, Oklahoma, Wisconsin, and Arkansas are excluded — Tesla doesn't offer leasing there. We say calibrated, not guaranteed; confirm your exact figure on Tesla before ordering.
Free to cite
This data is free to use with attribution. Please credit CyberTrack HQ — Cybertruck Lease Index and link cybertrackhq.io/lease-index. Reporters: happy to pull a custom cut (a single state, a region, or a different config) — reach us at cybertrackhq.io/contact.
Suggested citation: “CyberTrack HQ Cybertruck Lease Index, July 2026” · cybertrackhq.io/lease-index