Cybertrack Lease Index
What a Cybertruck actually costs to lease in 2026, by state
As of October 27, 2026, New Hampshire is the cheapest state to lease a Cybertruck at $1,295/mo all-in, and Maryland is the priciest at $1,493/mo. Same truck, same terms, a $198/mo spread driven entirely by state taxes and fees. Here's every state, calibrated to Tesla's own calculator.
As of October 27, 2026 · Premium AWD · 36-mo · 10,000 mi/yr · $5,000 down · no incentives
Cheapest states to lease
Priciest states to lease
The base lease, Tesla's money factor and residual, is national. What moves the number is where you register the truck: no-sales-tax states like New Hampshire and Montana sit at the bottom, while full-price-tax states and high registration fees push the top. A few states (New Jersey, for example) collect the lease tax up front at signing, so their monthly payment looks low while the cost is really in the due, which is why this ranks states by the all-in cost, not the sticker payment.
Want the number for your exact ZIP, down payment, and mileage? Run it on Lease Watch — ZIP-accurate across all 50 states. Buying instead? See the Cybertruck Buy Index →
Every state
All 46 leaseable states and DC, ranked
| # | State | Monthly payment | Due at signing | All-in / mo | Lease tax |
|---|---|---|---|---|---|
| 1 | New Hampshire | $1,136 | $6,866 | $1,295 | 0% |
| 2 | Montana | $1,136 | $7,263 | $1,306 | 0% |
| 3 | Alaska | $1,136 | $7,294 | $1,307 | 0% |
| 4 | South Carolina | $1,153 | $6,913 | $1,313 | 0.63% |
| 5 | Alabama | $1,162 | $7,134 | $1,328 | 2.25% |
| 6 | Oregon | $1,149 | $7,849 | $1,336 | 0.5% |
| 7 | North Carolina | $1,170 | $7,392 | $1,343 | 3% |
| 8 | South Dakota | $1,192 | $7,086 | $1,356 | 4% |
| 9 | Mississippi | $1,193 | $7,148 | $1,358 | 5% |
| 10 | Georgia | $1,136 | $9,407 | $1,366 | 7% |
| 11 | West Virginia | $1,193 | $7,580 | $1,370 | 5% |
| 12 | Kentucky | $1,204 | $7,199 | $1,371 | 6% |
| 13 | Idaho | $1,204 | $7,220 | $1,371 | 6% |
| 14 | Hawaii | $1,190 | $7,885 | $1,376 | 4.71% |
| 15 | Massachusetts | $1,207 | $7,350 | $1,378 | 6.25% |
| 16 | North Dakota | $1,206 | $7,414 | $1,379 | 5% |
| 17 | Vermont | $1,196 | $7,865 | $1,381 | 6% |
| 18 | Michigan | $1,204 | $7,569 | $1,381 | 6% |
| 19 | Rhode Island | $1,216 | $7,261 | $1,384 | 7% |
| 20 | Indiana | $1,216 | $7,462 | $1,389 | 7% |
| 21 | Tennessee | $1,216 | $7,507 | $1,390 | 7% |
| 22 | Florida | $1,216 | $7,653 | $1,395 | 7% |
| 23 | Illinois | $1,224 | $7,437 | $1,396 | 6.25% |
| 24 | Iowa | $1,206 | $8,074 | $1,397 | 5% |
| 25 | New Mexico | $1,224 | $7,510 | $1,399 | 7.75% |
| 26 | Nevada | $1,231 | $7,377 | $1,402 | 8.38% |
| 27 | Connecticut | $1,224 | $7,756 | $1,406 | 7.75% |
| 28 | Ohio | $1,248 | $6,965 | $1,407 | 8% |
| 29 | Missouri | $1,232 | $7,584 | $1,408 | 8.41% |
| 30 | Utah | $1,227 | $7,754 | $1,408 | 7.95% |
| 31 | Wyoming | $1,193 | $8,973 | $1,409 | 5% |
| 32 | Virginia | $1,247 | $7,169 | $1,411 | 4.15% |
| 33 | New Jersey | $1,136 | $11,146 | $1,414 | 6.63% |
| 34 | Colorado | $1,240 | $7,577 | $1,416 | 9.15% |
| 35 | Kansas | $1,244 | $7,541 | $1,419 | 9.5% |
| 36 | New York | $1,260 | $6,970 | $1,419 | 8.88% |
| 37 | Maine | $1,213 | $9,064 | $1,431 | 5.5% |
| 38 | Louisiana | $1,256 | $7,907 | $1,441 | 10.55% |
| 39 | Washington | $1,262 | $7,792 | $1,443 | 11.05% |
| 40 | Arizona | $1,240 | $8,760 | $1,448 | 9.1% |
| 41 | Delaware | $1,159 | $11,558 | $1,448 | 1.99% |
| 42 | California | $1,247 | $8,625 | $1,452 | 9.75% |
| 43 | Pennsylvania | $1,261 | $8,167 | $1,453 | 11% |
| 44 | Washington, D.C. | $1,253 | $8,516 | $1,454 | 10.25% |
| 45 | Minnesota | $1,263 | $8,583 | $1,466 | 9.03% |
| 46 | Texas | $1,303 | $7,434 | $1,473 | 6.25% |
| 47 | Maryland | $1,309 | $7,920 | $1,493 | 6.5% |
Tesla doesn't lease in Arkansas · Nebraska · Oklahoma · Wisconsin. Each has its own guide covering what that means for buyers there.
Tax coverage
Every state has a verified rate: checked against Tesla where tax varies by ZIP, against each state's DOR everywhere else
We serve a verified rate for every US ZIP (40,903). Of the 17,431 in the 18 states where tax varies by ZIP, 17,430 (99%) carry a rate confirmed against Tesla's live checkout, verified by cluster-triangulation from 5,626 direct reconciliations, with 1,215 per-ZIP corrections where Tesla and the tax tables diverged (all within ±0.5pp of Tesla). Every ZIP in the rest of the country rides one verified statewide rate, exact because the tax doesn't vary by ZIP. Buy/registration tax follows a separate per-state track. As of 2026-10-26.
Methodology
How this is built
Each state is the same Cybertruck Premium AWD lease: 36 months, 10,000 mi/yr, $5,000 down, no incentives, computed from Tesla's live national lease program (money factor and residual) and the state's lease tax and registration treatment. The tax engine is calibrated against Tesla's own fees-and-taxes calculator. All-in / mo is the true cost: every payment, all taxes and fees, and the $5,000 down, averaged over the 36-month term, so states that tax up front are compared fairly against states that tax each payment. ZIP-rated states are computed at their largest metro; local rates vary. Nebraska, Oklahoma, Wisconsin, and Arkansas are excluded because Tesla doesn't offer leasing there. We say calibrated, not guaranteed; confirm your exact figure on Tesla before ordering.
Free to cite
This data is free to use with attribution. Please credit CyberTrack HQ — Cybertruck Lease Index and link cybertrackhq.io/lease-index. Reporters: happy to pull a custom cut (a single state, a region, or a different config). Reach us at cybertrackhq.io/contact.
Suggested citation: “CyberTrack HQ Cybertruck Lease Index, October 2026” · cybertrackhq.io/lease-index